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PreviewNFL2026-09-23

The Chargers Are 0-2 and Buffalo Owns the Only 50-Point Total in Week 3

By Verdexed NFL Desk

Chargers at Football Team 2021
Photo: All-Pro Reels / Wikimedia Commons (CC BY-SA 2.0)

The Chargers are 0-2 after losing at home to Arizona and Las Vegas by the identical score of 26-14, and they now travel to Buffalo as underdogs of roughly a touchdown in the game carrying the highest total on the Week 3 board, posted around 50.5 points at most books. That combination, a struggling offense in the week's most aggressive scoring projection, is where the interesting betting and DFS decisions live.

Justin Herbert's second loss was the uglier one. He completed 15 of 27 passes for 192 yards with two interceptions and put the ball on the ground three times, though Los Angeles recovered all three fumbles. That is not a stat line that survives on the road at Highmark Stadium.

The new offense has not arrived yet

Mike McDaniel took over as the Chargers' offensive coordinator this offseason, and the pairing with Herbert was one of the most anticipated schematic marriages of the year. Two games in, the returns have been poor.

Scheme transitions are slow in ways that frustrate fantasy managers and bettors alike. The timing-based passing concepts McDaniel favors require receivers and a quarterback to agree on leverage reads at full speed, and that agreement is usually built over a season rather than a training camp. Early-season turnovers in this kind of offense are frequently a symptom of a quarterback throwing to a spot his receiver has not yet learned to occupy.

There is a real argument that the process is better than the results. Yards per attempt near seven on a day with two interceptions suggests the ball is traveling downfield, and the fumbles are a recoverable problem rather than a structural one. The counterargument is that Los Angeles has now lost two home games it was favored in, and process arguments get thin at 0-2.

Los Angeles is down to one tight end

The Chargers placed David Njoku and Charlie Kolar on injured reserve this week, leaving Oronde Gadsden II as the only tight end on the active roster. Both will miss at least four games.

That is a schematic problem as much as a personnel one. An offense built on motion and play-action needs bodies who can align in-line and threaten the second level, and a roster with one tight end has to either sign a replacement off the street or shift toward eleven personnel almost exclusively.

The fantasy consequence is that Gadsden should play close to every offensive snap in the week's highest-total game, which makes him the clearest waiver add available. The betting consequence is subtler: offenses forced into three-receiver sets throw more often and huddle less, which raises play volume and supports the over.

Buffalo has its own receiver question

DJ Moore suffered an AC joint sprain in Buffalo's Week 2 win and has been described as day to day. Buffalo's Thursday game that week gave the Bills a longer runway to Week 3, which improves his chances of playing but does not guarantee it.

If Moore is limited or out, Keon Coleman absorbs the largest share of the vacated targets. That is a straightforward fantasy play in a game the market expects to be the week's highest scoring, and Coleman is a strong DFS option at whatever price the industry sets before the injury report clarifies.

Buffalo at home in a shootout projection is not a complicated read. The Bills have been the more stable operation through two weeks and they are getting a Chargers team that has not scored more than 14 points in a game this season.

The Verdexed model take

Our model does not love the 50.5. Totals that sit well above the weekly average are usually built on offensive reputation, and reputation lags reality by a few weeks in September.

The specific problem is that the market is pricing a Chargers offense that has not shown up. A total that high requires both teams to score, and Los Angeles has produced exactly 28 points across two home games against defenses that are not elite. The model's projected Chargers team total sits meaningfully below what a 50.5 with a seven-point spread implies.

That points toward the under as the cleaner side, with one caveat worth taking seriously. Games where a favored offense builds an early lead against a team with a pass-heavy script can produce a lot of fourth-quarter points, and Los Angeles trailing means Herbert throwing forty times. The under is the side, but it is not a comfortable one.

On the spread, the model is closer to the market. Seven points is a defensible number for a home team facing a winless opponent that has not been competitive, and there is no obvious value on either side.

Fantasy and DFS angles

Herbert stays in lineups in one-quarterback leagues. Volume is volume, and a quarterback who will throw from behind against a good offense is not a bench candidate regardless of how the first two weeks looked. He is a poor DFS play at his likely salary, though, because the price has not caught up to the production.

Gadsden is the play everyone will find. That is fine in season-long leagues, where you simply need the points, and a problem in tournaments, where high-ownership chalk in the week's marquee game creates no leverage. If you are building DFS rosters, Gadsden is a fade in large-field contests and a fine play in cash.

Ladd McConkey, who has dealt with a rib injury and played in Week 2, is the Chargers pass catcher with the most concentrated target share and the best path to a big week if Los Angeles has to throw sixty percent of the time. He is the better tournament piece.

On the Buffalo side, take the running back production seriously. Home favorites of a touchdown who build leads run the ball, and the Bills have the offensive profile to close a game on the ground.

What is next

Watch the Wednesday and Thursday practice reports for Moore and for whichever tight end the Chargers sign or promote. A Los Angeles roster move at tight end would cut into Gadsden's blocking snaps but not his receiving role, so do not let a signing scare you off the add.

The Chargers are not out of anything at 0-2, but the schedule does not get easier, and a third straight loss would put a team with real talent in a hole that the AFC does not forgive.

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